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Tuesday, November 28, 2017

Out of 11 Countries Surveyed, U.S. Seniors the Most Likely to be Both Sick and Unable to Afford Care


Despite Medicare coverage, older adults in the United States are sicker than those in other countries and face more financial barriers to health care. Note: When it comes to the problem of high cost preventing access to treatment, Canada rates 6th out of 11 countries surveyed. The U.S. is last by a good margin.

Read more: Commonwealth Fund 2017 International Health Policy Seniors Survey

Monday, November 27, 2017

VW Jetta TDI buyback completed and VW made an I'm-sorry-payment, as well.

Important Numbers: 2017 VW Jetta TSI Wolfsburg Edition as of Sept. 25, 2022

  • Fuel cost per km: .09 cents (Canada, southwestern Ontario)
  • Total cost to run car per km: $0.42*
  • Fuel consumption: 7.86 litres/100 kms (This may climb as I do more in-city driving in the winter.)
Present distance traveled: 54,553 kms
Fuel used: 4,552.02 litres
Fuel cost: $2,288.82
Total out-of-pocket expenses: $22,713.71*
(* The above includes car payments, auto insurance charges, fuel costs, all maintenance charges, car washes, parking, etc.)
* Will change over time as distance traveled increases.
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Now, to my original post...

It's gone. VW has repurchased my 2011 VW Jetta TDI. Plus, the German automobile maker paid me a cash penalty to make amends for their TDI sins. All in all, I got $16,700. I put it all into the purchase of a 2017 VW Jetta Wolfsburg Edition TSI.

Fuel economy: 8.22 litres/100 kms at 17,561 kms.
My new car comes complete with Wolfsburg Edition badges on the sides, a TSI badge on the rear of the trunk lid and a TSI four-cylinder engine under the hood. TSI stands for turbocharged stratified injection. This is a technically sophisticated 1.4 litre turbocharged direct injection engine. VW claims it is state-of-the-art engineering. Hmmm. I recall similar claims when I bought my TDI clean diesel.

So, let's cut to the chase. What was the total out-of-pocket cost to put a Wolfsburg VW in my garage and send the oil-burner packing? The short answer: $2500. That's it. And what will it cost to keep it there? That's a good question. For a start, as a gasoline tends to cost more than diesel in London, I expect my fuel bill to grow. As well, I now have a monthly $139.44 car payment for the next 84 months. This payment also includes an extended warranty option. No unforeseen charges for the life of the car.

Originally, I had agreed to an interest rate of .99% with a shorter payback period. But, when the deal was finalized the interest rate rate had fallen to zero. I decided to keep my money in the bank where it can earn some interest in a ScotiaBank Momentum account. I can see no advantage in tying up cash to purchase this car.

What are my first impressions of my new Jetta? Good but then I liked my old Jetta. The two cars are very similar. Where there is a difference, often I see little advantage in the new vs. the old. For instance, I can see no great advantage to the keyless door lock system. And there are some dangers. See: Deadly Convenience: Keyless Cars and Their Carbon Monoxide Toll.

My new radio seems to have possible safety issues as well. It encourages a driver to play with the touch-control screen rather than paying complete attention to the road. To change the sound system volume, a set of controls can be found on the steering wheel. This encourages more gadget fiddling. If the government thinks cell phones are bad, they should take a look at radios like this one in my new Jetta.

Professor David Strayer, at the University of Utah, found in-vehicle information systems — including SatNav, MP3 players, radios, cellphones and messaging devices — take drivers’ attention off the road for too long to be safe, much like texting.

In the following weeks and months, I'll keep my readers posted as to the total cost to keep my VW Jetta on the road. (If you notice anything amiss, feel free to question my figures. I can make errors. I'm not perfect.)

Paint and Clear Coat Warning

If you own, or are buying a VW, pay careful attention to the paint. Mine is terrible. I knew I had a problem right from the moment my wife and I picked up the car. It was almost a day late in being delivered as it took a lot of effort by the dealer to get my new car into ready-for-delivery condition.


Swirls, holograms and oxidation mar surface of my new VW.
The paint has swirls in the finish, left, I assume, by the power buffer used to quickly detail the car before delivery. I thought I could polish these out in the spring. It is now spring and I'm finding removing these difficult.

But there's more. The top of the rear bumper has faulty paint. It looks like there are dried water marks etched into the surface. It won't wash off. I'm worried it may be oxidization.

And it gets worse. There are small, pinhead sized spots that I thought were rust appearing on the lower, passenger-side door. I took the car to a local paint shop for an evaluation. The owner said it was the worst detailing of a new car that he had ever seen. He noted swirls in the paint from the front bumper to the back, plus hundreds of ugly, dull spots in the surface of the paint. On the bright side he said the rust was not rust but large, flecks of dirt deeply embedded into the paint finish. I told him that VW had sent me a block of clay for detailing the car. He said he had never heard of a car manufacturer doing this. Very odd.

Insurance

When I got the auto insurance bill for my new car, I was in for a pleasant surprise. My annual insurance bill went down $86.00. This left a December insurance installment of $272.50.
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I have opened a spread sheet for tracking and calculating all costs. This is far easier and more accurate than trying to do it with pencil and paper as I was doing. The latest numbers are at the top of the post.

Saturday, October 21, 2017

CBC Marketplace and Busting Superfoods


Superfood: a term too good to be true? I thought so. I never bought into the hype. But I guess some folks do and CBC Marketplace set out to burst their bubble: Busting Superfoods.

For the most part, it seemed to be a good show but there were statements that I questioned and not because I am a believer in superfoods. For instance, the program presented a Canadian alternative to some superfood. And what was the alternative: the potato.

I was once a big booster of the potato. Hey, the Irish apparently got by quite nicely on potatoes until the potato famine struck. The lesson seemed to be: oodles of potatoes good, no potatoes, or anything else for that matter, bad.

Well, I was wrong. Oodles of potatoes are not good. One should have a balanced diet. No surprise here. But, and here comes the surprise, potatoes do not necessarily make up a large portion of a correctly balanced diet.

Read this article from the Harvard T. H. Chan School of Public Health: The problem with potatoes.

The article, to which I linked, warns "a cup of potatoes has a similar effect on blood sugar as a can of cola or a handful of jelly beans." This is something that I've been told during my visits to various doctors related to my fight against heart disease. Go easy on the potatoes, I'm told.

I'm 70. My body does not need more stress and potatoes, especially a good helping of potatoes without the skins, could put my body under stress as it struggles to cope with the resulting surge in blood sugar level.

So, do I avoid potatoes? No. Potatoes, especially with the skins, are a good source of potassium, vitamin C, fibre and magnesium, plus potatoes are low in fat and inexpensive. Just go lightly on the full fat sour cream and pats of butter. Berkeley Wellness, University of California, has a good article looking at the positive side of the potato debate: Don't Drop the Potato.

CBC Marketplace, like potatoes, not bad, but not super either.

Sunday, September 24, 2017

Does the Watchman LAA closure device offer a new approach to fighting strokes?

Remember, I am just a heart patient sharing his story, plus some info gathered during my recent medical treatment. I am NOT providing medical advice. Talk with your doctor if you find anything here of interest. Cheers! 

When I first posted this, I was slated to have a Watchman left atrial appendage (LAA) closure device implanted. To prepare for this heart procedure, I had a transesophageal echocardiogram (TEE) performed last Friday. The doctors discovered my LAA had already been modified. It was surgically "obliterated." Clearly, I am no longer a candidate for a Watchman. It is impossible to insert the device into my surgically modified LAA.

I was the first person in Canada to have a leaking mitral valve repaired with the aid of a DaVinci robot. I now know my surgeon not only repaired my valve but, at the same time, he "obliterated" my LAA as well. This was done in the belief that modifying the LAA would lesson my chances of having a stroke caused by a blood clot originating in the left atrial appendage. Up to 90% of blood clots originating from the heart form in the LAA.

I was facing LAA closure to lessen my chance of suffering more transient ischemic attacks (TIAs). Over the last few years, I have suffered a lot of TIAs, also known as mini-strokes. I take Pradaxa, an anticoagulant, plus Aspirin, an anti-platelet drug. This dual drug approach has worked wonderfully at preventing serious blood clot related problems. I must compliment my doctor at the Stroke Prevention & Atherosclerosis Research Centre (SPARC) in London, Ontario, Canada.

So, if my drug therapy is working so well, why implant a Watchman, a foreign object, in my heart? Because I also suffer from cerebral micro-bleeds (MBs). These are small, bleeding areas in the brain that raise the risk of hemorrhagic stroke. A hemorrhagic brain event in the presence of an anticoagulant is fatal in many cases. For this reason, all my doctors agree: stopping my anticoagulant therapy is a reasonable goal.

After a lot of consultation among my many specialists, it was decided to put the Watchman Left Atrial Appendage closure device into my heart. A lot of risks and benefits were weighed and everyone was unanimous in approving the Watchman. Now, that route is closed. Here is an interesting link: Summing up the current data, LAA occlusion is a very promising treatment to prevent AF-related strokes due to its safety, cost-effectiveness and therapeutic success.

Discovering that my appendage has been "obliterated" raises a big question: Why am I having so many TIAs if the surgical alteration of my LAA lowered my risk? One answer: my surgical closure may not have been 100% successful. Many now believe that incomplete LAA closure can actually increase the risk of clots forming in the heart; the clots form in what remains of the LAA. And how often do surgical closures fail? Answer: In some studies the failure rate has hit 80%. The LAA has proven to be a tough beast to tame. Read: Incomplete surgical ligation of the left atrial appendage—time for a new look at an old problem.

Am I worried? Surprisingly, no. I have gone years suffering numerous TIAs and have not had a full-blown stroke. Perhaps the attempted "obliteration" of my LAA, teamed with my anticoagulant therapy, is having some beneficial affects. It is impossible to say anything for certain. It's Christmas and I'm going to go with an upbeat view.

Problems are the price you pay for progress.”—Wesley Branch Rickey


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The following is my original post, written before I learned I would have a Watchman implanted and then learned I wouldn't, and couldn't, have one implanted.



I have TIAs. TIA stands for Transient Ischemic Attack. And what, you may ask, is that? Let's just call a TIA a mini-stroke and leave it at that.

My attacks usually last less than five minutes and do not amount to much, at least not individually. But, if one has enough TIAs, the damage can be additive. I have suffered minor memory loss as a result of my numerous mini-strokes. 

Having a TIA can be frightening, and rightly so. One particular attack, called an amaurosis fugax, leaves one or both eyes blind or partially blind for a number of minutes. Although there is usually no permanent brain damage, the blindness is temporary, such an event can be a precursor to a full-blown, life-altering, stroke. I've had close to a dozen of these dramatic, visual events.

TIAs and strokes are often caused by small blood clots, formed in the heart, traveling to the brain and lodging there. These small clots can block the blood flow to the brain. With TIAs the clot is unstable and quickly disintegrates. Blood flow is soon restored. With a brain-damaging stroke, the clot does not break-up and medical attention is needed immediately to prevent permanent brain damage.

Attempting to prevent the formation of these small blood clots is the usual response to frequent TIAs. This can mean taking an anti-coagulant for life. This, of course, comes with its own host of associated risks. 

And ironically, one of the increased risks from taking anti-coagulants can be a type of stroke - a hemorrhagic stroke. A stroke resulting from bleeding in the brain: a hemorrhage.

I take Pradaxa, one of the newer anti-coagulants. Many people rely on warfarin. That's right, the chemical used in rat poison.

I am not an ideal candidate for Pradaxa, or any anticoagulant, as I have micro-bleeding in the brain. I live with threats from both types of strokes mentioned previously. 

Now, there is a new approach to fighting the blood clots that have traveled from my heart to my brain and caused my TIAs. It's a surgical solution but minimally invasive. I learned about this new method of combating TIAs, in cases such as mine, from one of my doctors at the London Health Sciences Centre.

Because I have micro-bleeding in the brain, I am not a great candidate for anti-coagulants. That's why I don't take warfarin, also known as Coumadin. Pradaxa is not as prone to causing a hemorrhagic stroke as warfarin but, that said, there is still an increased risk of bleeding. Not good. And, of the two types of stroke, hemorrhagic strokes are more often fatal and, if one survives, the lasting damage more severe.

Why do some hearts generate clots and not others? Often the answer is atrial fibrillation or AFib. Some hearts, the ones producing clots, often have a quivering, irregular heartbeat. The blood tends to pool and swirl inside the heart before being pumped out to the body. This pooling and swirling in the heart encourages the formation of blood clots.

It is now believe the clots coming from the heart are originating, for the most part, in a small sack on the left side of the heart known as the left atrial appendage (LAA). Blood gets into the small sack and remains trapped there long enough for small but dangerous clots to form. These clots eventually leave the LAA to be pumped out of the heart and to the brain where they may cause a TIA or stroke.

If this theory is right, and there appears to be good reason to believe it is, then preventing blood from collecting in the LAA appears to be a partial answer. 

Some cardiac surgeons are now plugging the LAA with a small closure device. There are a number of competing implants, among them is the Watchman from Boston Scientific Corporation.

This is what the FDA, U.S. Food and Drug Administration, has to say:

The Watchman LAA Closure Device is permanently implanted in the left atrial appendage (LAA) of the heart to prevent LAA blood clots from entering the bloodstream and potentially causing a stroke.

The cardiac-surgeon inserts the delivery catheter into the body through a vein in the leg. The catheter is threaded through the body until it reaches the right atrium of the heart. The physician makes a small hole through the wall between the two upper chambers of the heart (atrial septum) so the catheter can reach the LAA. The physician then pushes the device through the delivery catheter into the LAA where it opens up like an umbrella and is permanently implanted. Once in place, a thin layer of tissue grows over it in about 45 days.

The FDA notes that the device is used in patients who have atrial fibrillation, AFib, that is not related to heart valve disease.

Some time after the insertion of the device,  a patient may be taken off the riskiest anti-coagulants. This action should cut the patient's risk of having a hemorrhagic stroke. I believe this is the big benefit from having an LAA closure device implanted.

I understand that even with the Watchman implanted, taking low-dose Aspirin, also known by the generic name of ASA in Canada, may be necessary for the rest of the patient's life. ASA is a far less risky drug than warfarin, Pradaxa, Xarelto and the other common anti-coagulants. And it is far less costly. My Pradaxa therapy is not cheap. Taking sophisticated drugs for life can be awfully expensive.

Will I have a Watchman or similar device inserted in my LAA? I don't know. The idea has been raised and my doctors are in consultation. I would not be surprised to have this new solution to AFib caused TIAs and strokes applied in my case. The Watchman is not a perfect solution. One can still suffer a stroke from a clot originating in another part of the heart. The Watchman only stops the clots coming from the LAA.

As I have made clear, the use of anticoagulants is contraindicated in folk like me. For that reason, the Watchman looks good despite its shortcomings.

I was the first person in Canada to have a failed mitral valve repaired robotically using the da Vinci system, and I was one of the first patients to benefit from the use of the experimental T7 MRI unit at LHSC. I've had good luck with new procedures in the past.

As I learn more, I'll repost or add to this post. Cheers!

Let me end with this final video. If you have AFib but are not an ideal candidate for anticoagulants, for whatever reason, you might find the following video interesting. Talk with you cardiologist.

Remember, I am just a heart patient sharing his story. This is NOT medical advice. Cheers!